Beginner
3 weeks
Credit Smart
Master the essentials of credit management, from building credit to understanding credit scores and responsible borrowing. Learn how to build and maintain good credit.
What You'll Learn
- Understanding credit scores and reports
- Factors that impact your credit score
- Building credit from scratch
- Using credit cards responsibly
- Managing and reducing debt
- Protecting your credit identity
- Understanding different types of loans
- Strategies for credit improvement
Course Outline
Week 1: Credit Basics
Understanding the fundamentals of credit:
- What is credit?
- Types of credit
- Credit reports explained
- Credit score components
Week 2: Building and Managing Credit
Learn how to establish and maintain good credit:
- Starting your credit journey
- Credit card basics
- Payment strategies
- Credit utilization
Week 3: Advanced Credit Topics
Master advanced credit concepts:
- Loans and interest rates
- Debt management strategies
- Credit repair techniques
- Identity protection